Wealth 3.0: How RWA Tokenization is Breaking Down the Walls of the Elite Financial Club
For the better part of the last century, the "best" investments were hidden behind a velvet rope. If you wanted to invest in a prime Manhattan skyscraper, a high-yield private credit fund, or a blue-chip Picasso painting, you usually needed to be an "accredited investor"—a designation often requiring a net worth of at least $1 million. In 2026, those walls are finally coming down. The rise of Real-World Asset (RWA) tokenization is moving global finance into its third major iteration: Wealth 3.0. In this era, ownership is no longer defined by how much you have, but by how you choose to participate in a globally connected, programmable economy. The Death of the "Accredited" Barrier Historically, the financial system was designed for exclusion. High-yield assets were "chunky"—they required large minimum investments ($500,000 or more) because the administrative costs of managing 1,000 small investors were too high for traditional banks. Blockchain ...
